What is the FG GEEP Loan Program?

The Government Enterprise & Empowerment Program (GEEP) is a Federal Government of Nigeria initiative that provides interest-free, collateral-free loans to micro, small and medium enterprises, traders, artisans, farmers and youth entrepreneurs. It is administered by the Bank of Industry under the National Social Investment Programme (NSIP).

How much can I borrow under the GEEP 2025/2026 loan?

Loan amounts depend on the specific GEEP product. TraderMoni offers small starter loans that can grow after repayment, MarketMoni typically ranges from about ₦50,000 to ₦100,000, and FarmerMoni can be as high as ₦300,000 for eligible small-scale farmers.

Is the GEEP loan interest-free and collateral-free?

Yes. GEEP loans are designed to be interest-free and do not usually require traditional collateral, making them more accessible to petty traders, artisans, market women and small-scale farmers. However, beneficiaries must comply with the stated repayment terms.

Who is eligible to apply for the GEEP loan?

Eligible applicants must be Nigerian citizens aged 18 or above, have a valid BVN and active bank account, and operate a micro or small business or be engaged in productive activities such as trading, farming or artisan services. Some products, like MarketMoni, may require membership in a registered association or cooperative.

How do I apply for the FG GEEP Loan 2025/2026?

To apply, visit the official GEEP portal at https://geep.nsipa.gov.ng/, create or log into your profile, select the appropriate loan product (TraderMoni, MarketMoni or FarmerMoni), complete the online application form with accurate personal and business details, and submit it. Some applicants will then go through an enumeration or verification process before any loan is disbursed.

₦300,000 FG GEEP Loan Program 2025/2026

The Government Enterprise & Empowerment Program (GEEP) is a Federal Government of Nigeria initiative that provides interest‑free, collateral‑free loans to:

Micro, small, and medium enterprises (MSMEs)
Farmers
Artisans and petty traders
Youth entrepreneurs

GEEP is administered by the Bank of Industry (BOI) under the National Social Investment Programme (NSIP).

GEEP Loan Application Types

TraderMoni – ₦10,000 to ₦100,000 (petty traders, artisans, vulcanisers, tailors, etc.)
MarketMoni – ₦50,000 to ₦300,000 (market women & men in registered cooperatives)
FarmerMoni – Up to ₦300,000 (smallholder farmers for inputs & expansion)

GEEP Loan Benefits

100% Interest-Free
No Collateral Required
3–6 Months Moratorium (grace period)
Direct disbursement to your bank account
You can reapply & get higher amounts after full repayment

GEEP Loan Requirements

Nigerian citizen (18 years & above)
Valid BVN & bank account
Already running a small business or productive venture
Belong to a registered cooperative/association (required for MarketMoni & FarmerMoni)
GEEP Loan Application